Paying off your car in instalments? Pay by M-Pesa, watch your balance drop in real time, and pull a statement whenever you need one — no more taking the dealer’s word for it.
When you buy a car on an instalment plan, the dealer usually keeps the only record of what you’ve paid. SplitPay gives you your own — pay through M-Pesa, see every instalment logged the moment it lands, and download a statement whenever you need proof.
See every payment logged in real time — the moment it lands.
Pay via M-Pesa
Your balance, always in view
1 tap
Statements on demand
Download proof of payment whenever you need it.
On track62%
Due soon26%
Overdue12%
A few more facts about SplitPay in numbers
5,000+
Instalment buyers
Real time
Payment tracking
1 tap
To a statement
125+
Car yards on board
How it works
Your payments, tracked in four taps — no chasing the dealer for records.
Keep every customer’s payment record and your whole catalogue in one place — no more manual books. Customers see their own balance and statements, so you spend less time confirming payments and digging up paperwork.
A record both sides can see — and neither can tamper with.
A locked ledger
Every payment is timestamped and can’t be altered or backdated by the dealer once made.
Statements on demand
Download proof of payment or loan clearance as a PDF, any time.
Your KYC, your call
Choose what to share per deal — download, replace or delete it anytime.
A clean close
Clear the balance and get a QR clearance receipt to show at handover.
Clear records, on both sides.
★★★★★ 4.9 average rating
“For months I just trusted the yard’s word on what I’d paid. Now I open SplitPay and see every instalment myself — and I pulled my statement in seconds when the bank asked.”
KM
Kevin Maina
Paying off a Vitz · Nakuru
“Our customers stopped calling to ask how much they’d paid — they can see it themselves. And our records are finally in one place, not scattered notebooks.”
NR
Ngong Road Motors
Car yard · Nairobi
“The reminders mean I never miss an instalment, and I can download my statement any time. It feels fair — I can see exactly where I stand.”
WK
Wanjiru Kamau
Paying off a Demio · Nairobi
Stop guessing what you’ve paid.
Download SplitPay to track your instalments, watch your balance and pull a statement any time. Run a car yard? Give your customers the same clarity.