Hand holding a phone with the SplitPay app showing an instalment plan

See every shilling
you’ve paid.

Paying off your car in instalments? Pay by M-Pesa, watch your balance drop in real time, and pull a statement whenever you need one — no more taking the dealer’s word for it.

Track your payments
Trusted by 5,000+ instalment buyers
What is SplitPay

When you buy a car on an instalment plan, the dealer usually keeps the only record of what you’ve paid. SplitPay gives you your own — pay through M-Pesa, see every instalment logged the moment it lands, and download a statement whenever you need proof.

See every payment logged in real time — the moment it lands.
Pay via M-Pesa
Your balance, always in view
SplitPay home screen with live balance
1 tap
Statements on demand
Download proof of payment whenever you need it.
On track62%
Due soon26%
Overdue12%
A few more facts about SplitPay in numbers
5,000+
Instalment buyers
Real time
Payment tracking
1 tap
To a statement
125+
Car yards on board
How it works

Your payments, tracked in four taps — no chasing the dealer for records.

Explore more
1
Dealer sends a link
Agree the deal as normal, then open the link, QR or code they share.
2
Confirm your plan
See the car, full price and schedule, matched to your National ID.
3
Pay & track
Pay by M-Pesa and watch your balance drop the moment it lands.
4
Statement or clearance
PDF proof any time, plus a QR receipt once fully paid.
Cars on SplitPay
For buyers
Track & pay your instalments
Pay by M-Pesa, watch your balance drop, and pull a statement whenever you need proof.
SplitPay dealer dashboard
For dealers
Every customer record in one place
See who’s on track, due soon or overdue, and manage your catalogue without manual books.
Your active plan
Subaru Outback
KSh 1.2M left
Ngong Road Motors · KSh 1.73M paid so far
Payments logged live
Balance always current
Due-date reminders
Statement anytime
View your statement ↗
For car yards & dealers

Give your customers a record they can trust.

Keep every customer’s payment record and your whole catalogue in one place — no more manual books. Customers see their own balance and statements, so you spend less time confirming payments and digging up paperwork.

See who’s up to date, due or overdue
Add catalogue with price & terms
Share a link, QR or code per buyer
Request a fairer plan, reviewed first
Bring paper / Excel records on board
Locked ledger — no editing paid instalments
Set up your car yard
Trust made visible

A record both sides can see — and neither can tamper with.

A locked ledger
Every payment is timestamped and can’t be altered or backdated by the dealer once made.
Statements on demand
Download proof of payment or loan clearance as a PDF, any time.
Your KYC, your call
Choose what to share per deal — download, replace or delete it anytime.
A clean close
Clear the balance and get a QR clearance receipt to show at handover.

Clear records, on both sides.

★★★★★ 4.9 average rating
“For months I just trusted the yard’s word on what I’d paid. Now I open SplitPay and see every instalment myself — and I pulled my statement in seconds when the bank asked.”
Kevin Maina
Paying off a Vitz · Nakuru
“Our customers stopped calling to ask how much they’d paid — they can see it themselves. And our records are finally in one place, not scattered notebooks.”
Ngong Road Motors
Car yard · Nairobi
“The reminders mean I never miss an instalment, and I can download my statement any time. It feels fair — I can see exactly where I stand.”
Wanjiru Kamau
Paying off a Demio · Nairobi

Stop guessing what you’ve paid.

Download SplitPay to track your instalments, watch your balance and pull a statement any time. Run a car yard? Give your customers the same clarity.

Run a car yard? Set up your dealer account ↗
Phones showing the SplitPay app home and statement screens